We offer two investment approaches to the plan sponsor:
1. Participant-Directed: This approach enables your employees to choose their own investment options from among the funds offered. The plan trustee, American National Bank of Texas, carefully selects and closely monitors the funds offered in our plans to provide a wide variety of investment styles to meet a broad range of investment objectives and time frames. Each fund in the plan is monitored closely to make sure it is achieving its stated objectives, exhibiting style and management consistency, and meeting performance expectations. Fund performance is posted on our website monthly.
Participants have three options under this approach:
2. Trustee-Directed: Sponsors will select one investment for all participants from three distinct investments with varying risk categories: conservative, moderate and balanced. This option allows employers to offer a retirement plan they feel is most appropriate for their workforce. Employers with multiple worksites or other barriers to the standard employee enrollment process often choose a trustee-directed plan.